Ute stolen from driveway at night...how do thieves manage it.

[Franco Cozzo]

Originally Posted by xisled

Look up a item called Go jacks, you can use them to move a car very easily.

They cost a few hundred dollars and very easy to use and even if you had a clamp would do nothing against a go jack.

http://m.youtube.com/watch?v=zlfKosKLtKA

Anything with caster wheels just doesn't work on my driveway, we've got this big square brick paved driveway, anything with caster wheels gets stuck in between and stops

You can forget about moving cars around with jacks or even using a mechanics trolley under cars, it rolls for about 5 cm and then gets stuck.

[Yellow_Festiva]

Originally Posted by malbaby

Good News....Police highway patrol officer has located the ute been driven by the offenders.
They have been charged.
Offenders had a correct Nissan factory looking key in the ignition when apprehended.[I cannot work that one out]
Thanks to the boys in blue.

Good news.

Perhaps locate the 2 original keys and have them ready as I believe insurance won't pay out any damage caused from the theft if you have left the key in the car.

Not saying they were left in the car, but they will question the correct Nissan key they are using.

[xisled]

Originally Posted by Yellow_Festiva

Good news.

Perhaps locate the 2 original keys and have them ready as I believe insurance won't pay out any damage caused from the theft if you have left the key in the car.

Not saying they were left in the car, but they will question the correct Nissan key they are using.

Insurance will pay out if keys left in the car, still comes under car theft.

When I worked in claims the rep who lodged the claim would ask 12 key questions. Once the claim had been lodged we would usually have a look at the questions and anything not normal we would ask further info and if it needed to be investigated the P.I would ask further questions, but never denied a claim or not covered damage because keys left in a car.

[Yellow_Festiva]

Originally Posted by xisled

Insurance will pay out if keys left in the car, still comes under car theft.

When I worked in claims the rep who lodged the claim would ask 12 key questions. Once the claim had been lodged we would usually have a look at the questions and anything not normal we would ask further info and if it needed to be investigated the P.I would ask further questions, but never denied a claim or not covered damage because keys left in a car.

Perhaps - but I would not use the word 'NEVER'. Possibly different companies have different policies in regards to this but this is from the most recent Auto & General PDS:

Product Disclosure Statement – Part A - Page 11

CONDITIONS OF COVER
You must ensure that:
• you keep evidence of ownership and value of all the insured property to support any claim.
• we are supplied, at all times, with true and complete information regarding the car, the insured drivers and any incidents which may lead to claims under this policy.
• the car is locked, any required security devices are activated and all keys are removed when it is left unattended for any period.
• all reasonable steps are taken to prevent any loss or damage, including after an accident, breakdown or theft recovery.
• we are provided with all information and assistance necessary to process any claims, recover any costs or take any legal action. This may include information regarding the driving history of you, your spouse/partner or the driver of the car.
• the police are notified immediately of any theft or malicious damage.
• no costs are incurred and no admission of liability, offer or settlement is made without our agreement.
• the relevant State or Territory licensing authorities are notified of any disabilities or medical conditions that may affect your ability to drive.
• we are told immediately if you or the driver is charged with an offence or faces a civil lawsuit following an accident.
• you notify us of any other insurance you have that provides similar cover to this policy.
• you notify us immediately of any incident involving your car that may lead to a claim on your policy.

If you do not observe the conditions of cover, we may reduce or refuse to pay a claim, or cancel the contract.

The way I read that, you leave the keys in a car and it's unattended you have just given the insurance company an out to the policy.