[commodorenutt]

Regarding the compensation - I'm like you - it's not something I'd go after, but I do believe in covering your expenses (and in your case, that would include the time & travel costs to ferry your daughter around now she's not confident to get in the car with anyone else).

Not sure if SA works the same as NSW, but I was involved in an accident (P-plater just 1 week after his 17th birthday, racing his mate, and ran a red light). It was pretty severe - it put me off work for 3 months with multiple broken bones, and it was over 4 months before I could use my right hand again - a further 5-6 months before I could use a cordless drill peoperly.

Almost 12 months after the accident, I was contacted by the other party's CTP insurer, and offered a small settlement.

I never asked for it, they simply rang up out of the blue & offered it. The condition was that I sign a waiver that I wouldn't be able to sue them for more money down the track.

When I worked out the cost of my (unpaid - after I burned all my sick & annual leave) time off work, and the out-of-pocket expenses I paid for medical & rehab, the offer was almost to the dollar of what that all added up to. I accepted, as it was only right that I be reimbursed for it (I was actually working out how to go about it after the last rehab session only a few days prior).

I know your daughter doesn't want to see anyone, but if she could be persuaded to give it a try (even just 1 session) then you should be able to have the cost of any therapy reimbursed from the driver's CTP insurer.